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“Flood” or “flooding” means a general and temporary condition of partial or complete inundation of normally dry land areas from:

2-413.A. Overflow. The overflow of inland or tidal waters; and/or

2-413.B. Runoff. The unusual and rapid accumulation or runoff of surface waters from any source.

2-413.C. Mudslides. Mudslides or mudflows that occur from excess surface water that is combined with mud or other debris that is sufficiently fluid so as to flow over the surface of normally dry land areas (such as earth carried by a current of water and deposited along the path of the current).